Crypto's Last Stand

Crypto Debanking to Overcome in January 2026, Predicts Caitlin Long

A prominent blockchain and cryptocurrency expert, Caitlin Long, has predicted that the concept of "debanking" will become a reality by January 2026. Debanking, in essence, refers to the process of eliminating intermediaries and middlemen in financial transactions, allowing for peer-to-peer transactions directly between individuals.

Speaking at the recent CryptoCompare Digital Asset Summit, Long emphasized that the current financial system is inherently flawed, citing the lack of transparency, inefficiency, and high fees associated with traditional banking practices. She posits that the rise of decentralized finance (DeFi) and blockchain technology will ultimately lead to the demise of traditional banking as we know it.

Long's prediction is based on the rapid growth and adoption of DeFi platforms, which have seen significant increases in user engagement and transaction volumes over the past year. The emergence of decentralized exchanges (DEXs), lending protocols, and stablecoins has further accelerated the shift towards decentralized financial services.

According to Long, the primary drivers of debanking will be the increasing demand for transparency, security, and efficiency in financial transactions. She believes that the development of advanced blockchain technologies, such as smart contracts and decentralized oracles, will enable the creation of a seamless and secure financial ecosystem.

While some experts have expressed skepticism regarding the feasibility of debanking by 2026, Long's prediction has sparked a lively debate within the cryptocurrency community. As the financial landscape continues to evolve, it remains to be seen whether debanking will indeed become a reality in the near future.